Today I received an unsolicited offer to increase the limit on my credit card by 40%. I find this rather odd, because the current limit is quite high enough, and I've never used more than about a quarter of it.
I'm not sure whether this makes me feel reassured or disconcerted about the Australian banking system. Is it good that Commonwealth Bank still have plenty of money to lend, or bad that they're trying to extend credit to someone who didn't even ask for it? I wish the clowns would direct their funds (raised with the help of taxpayer guarantees) towards the businesses that could use it more than me.